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We believe stablecoins are transforming the way people move and manage their money on a global scale. We envision a world where stablecoins enable open and free money movement across borders, payment networks, and currencies—delivering valuable products, services, and economic choice to everyone, wherever they are located.
Our mission is to empower platforms, wallets, businesses, and their users to take advantage of powerful new stablecoin technologies. By eliminating the friction of moving between local currencies and stablecoins, we enable money to flow more efficiently across borders, payment networks, and currencies.
What We Do
Harbour’s solutions power seamless, secure, and scalable transactions across fiat and stablecoins. We provide wallets, businesses and platforms with the tools they need to serve users in a global, digital-first economy:
- Magic Ramp for Effortless Fiat-to-Crypto Transitions
Harbour’s flagship product, the Magic Ramp, enables real-time fiat and crypto transfers with minimal fees, helping wallets and platforms onboard and retain users effortlessly. A unique IBAN connects each user’s wallet to their bank, making bank-to-wallet transfers a one-click experience. - Integrated Payment Engine
Harbour’s technology supports transactions in GBP, EUR, and USDC (with more on the way), offering a scalable, interoperable infrastructure for digital wallets and businesses that demand a fast, reliable payment backbone. - Programmable Transactions
Our solution goes beyond simple transfers: Harbour provides programmable money options, enabling automation for recurring payments, custom triggers, and seamless settlements.
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How We’re Different
Harbour isn’t just a payment solution; it’s a network built to drive exponential growth. With our ecosystem model, every integration brings more value to each user, allowing wallets and platforms to grow with every transaction.
A Truly Open
Financial Network
- We believe in creating a financial network that is accessible, scalable, and easy to use. Our system works across fiat and digital assets, offering a solution that integrates into platforms while maintaining a frictionless experience for end-users.
Exceptional Speed
and Affordability
- With transaction fees as low as 0.5% and processing times under 30 seconds, Harbour provides one of the most competitive solutions in the market, delivering unmatched speed and cost-efficiency for partners and users alike.
Partner-Focused Growth Model
- Our revenue-sharing model incentivises wallet and platform partners, creating a mutually beneficial ecosystem where everyone gains from each new user and transaction.
Our Story
Harbour was born from our deep understanding of financial technology and a vision to revolutionise money movement with stablecoins.
Our founding team, with backgrounds at some of the world’s leading fintech and blockchain companies, came together to tackle the challenges that were limiting access to stablecoins and Web3 products. We sought to eliminate the high fees, fragmented processes and time delays that were holding consumers and businesses back from working with this new technology. We began with a simple goal: to make bank-to-wallet and wallet-to-bank transactions as easy and cost-effective as possible.
From there, we developed the Magic Ramp, a tool that simplifies fiat-to-crypto payments and transforms the user experience entirely. Harbour has since expanded to offer a suite of payment solutions that are shaping the future of finance, one integration at a time.
Meet the Team
Our team of engineers, designers, and financial experts is dedicated to creating innovative payment solutions that support a new era of global finance. With decades of experience at major financial institutions and pioneering tech companies, we are committed to building infrastructure that empowers our partners and their users alike.
Our Investors
Backed by industry leaders like Delphi Digital, Polygon etc. Harbour is well-positioned to redefine payments for the digital era. As a regulated entity, we ensure compliance, security, and a robust infrastructure for every transaction.
Why Partner
with Harbour
Harbour is more than a payment provider; we are your partner in growth.
With our technology, businesses and wallets can offer a best-in-class financial experience that users will love, whether they’re moving fiat or crypto. We bring simplicity, speed, and efficiency to your platform, giving you the tools to stay
Ready to Transform Your Financial Operations?
Contact us to learn more about partnership opportunities and see how Harbour can enhance your platform.
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